Springboard

Designing credit union software for a range of credit union representatives

Team

Farica Carroll, Irene Moltaban, Tom Ilmensee

Skills

User Research

UI & UX Design

Industry

Fintech

Date

2021

During my time at Philosophie, I led the 0-1 redesign of a legacy credit union software that enables representatives to easily service their members in a cross-functional team. Previously designed and developed by a team of developers, we conducted the redesign applying human-centered design principles. 

Problem

We learned early on about members’ experiences with the Springboard application. We asked representatives to walk through their workflow of assisting members with tasks, and learned a variety of issues with the platform, including the application performing slowly, members having to use too many disparate systems, and representatives not having a holistic picture of members’ financial picture.

Solution

We redesigned the application to a representative loading a credit union members’ suite of products, instead of individually loading a product at a time. This streamlined navigation pattern, allowed for more efficient service calls and faster resolution.

Design Principles

I led the team to finalize on a set of design principles in order to redesign the application, after speaking with a variety of credit union representatives.  We ensured the principles were rooted in the following:

Promote Speed and focus

Member-centric application

Maintain information from Legacy

The audience

Springboard is sold to credit unions of various asset sizes. Roles at a credit union can vary from a frontline specialist to a fraud analyst, who are typically servicing around 100 customers a day within the Springboard application. 

Information Architecture

The Springboard application had a variety of features we needed to account for in the redesign. I worked directly with Sara, the VP of Product Management, on ensuring we prioritize the most used features in the product experience. Eventually we prioritized the subcategories pertaining to each member into the following categories: Overview, Activity, Cards, Service History, Payments, Rewards, Risk and Settings. 

User Research

We iteratively tested the product with 72 different representatives, confirming the value of the member-centric view. Taking a hypothesis-driven approach, we gathered feedback that reinforced our direction for the redesigned application.

“I love the look and feel of the Modern Experience. The ability to see a more holistic view of the members entire relationship with the credit union and still maintain the ability to drill down to that card level data is great. This will help us see how the individual transacts with the credit union and give us the ability to offer rewards and cross sell products that are more tailored to the members specific needs more efficiently.”

Neetu M

First Tech CU

" It's super helpful that you can go to transaction history and then it goes into more detail about service and you can expand on it."

Dana

DOW Chemical Credit Union

Final Prototype

We tested the final prototype with multiple credit union representatives, assuring there weren't any issues in the data elements presented on a page. Beta customers saw the most value in the Springboard’s Modern Experience features enhancement is in its ability to provide users with fast, easy access to account information across both debit and credit product lines.

Outcomes

10%

Increase in resolved service calls

15%

Reduction in navigation time

10%

Increase in resolved service calls

15%

Reduction in navigation time